The Byppay ecosystem engine

Sign up to our whitelist to gain access to the pre-sale of BYTO, Byppay’s token, to access reduced commissions and exclusive services on our platform.

Cobro de Impagados

We are here to solve the failure to pay on time, a revolution for millions of businesses.

Byppay is the application to negotiate the collection or payment of invoices which is 4 times cheaper and 10 times faster than with banks.

Byppay uses blockchain technology to secure payment agreements on more advantageous terms. In addition, using Byppay Token (BYTO) makes Byppay payments even cheaper and faster. So we issue this instrumental token to be paid when due or on terms satisfactory to customers and suppliers, without wasting time with banks.


BYTO holders will be able to:

Pay less

Pay less

Pay even less commission when you byppay an invoice.

Be paid

Get paid earlier by accessing liquidity pools with next-generation decentralized rkAMM technology.

Enjoy more

Receive even more discounts on bill payments for being eligible in the Airdrops for those who have BYTO.

How Byppay works

Meet NFT Entangled Tokens, the new standard.

BYTOS are purchased in packages called GOLDEN BYTO.

Each GOLDEN BYTO is an NFT containing a BYTO number described on the cover page: 5, 10, 20, 50, 100, 200 and 500 BYTO. These NFTs are implemented with EIP4950 entangled token technology that gives new features to their owners.

EIP4950s are collectible smartcontracts, which confer a credential of membership in the Byppay ecosystem and contain BYTO ERC20.

They also allow a direct, privileged, and private channel of communication with Byppay Global SL as well as a direct gateway to the governance of the Byppay ecosystem.

The design of the GOLDEN BYTO is inspired by universal artists such as Dalí, Miró, and TàpiesThese reflect the value of negotiation, from the embryo in all of us (5 BYTO) to an idea that incubates new opportunities (10, 20 and 50 BYTO) that come to light with the birth and growth of the Golden Goose (100 and 200 BYTO) to again open the door to a new cycle of possibilities, with the Golden Goose gestating again (500 BYTO).

Our sponsors

We are endorsed by University College London:

The Centre For Blockchain Technologies at University College London is one of the institutions that endorses and supports Byppay in its research into decentralised blockchain methods for invoice trading and financing. Watch Byppay’s presentation on 13 February 2023 in London.


Get BYTO before everyone else


From 10/04/2023

200,000 BYTOS will be issued at a price of 0.35€/BYTO distributed in Golden BYTOs.


15/05/2023 – 30/06/2023

2 million BYTOS will be issued at a price of 0.50€/BYTO.


15/11/2023 – 15/12/2023

6 million BYTOS will be issued at a price of 0.90€/BYTO.


15/09/2024 – 15/10/2024

17 million BYTOS will be issued at a price of 1.62€/BYTO.


The funds raised will be used to...

No Data Found


Claiming what is yours has never been easier


We have answers to all your questions

What is Byppay?

Byppay is a global digital solution for discounted invoice payments. We aim to benefit both contractors and suppliers of goods and services, allowing our clients to have the smallest fees and the shortest wait time. The technology Byppay uses is the fastest way for both parties to get paid, and most importantly, Byppay is the most affordable and secure platform for paying invoices. Comparing to the most popular banks in Spain, Byppay is at least 71,4% more affordable in terms of capital, and in terms of time – your invoice is paid in 1 day maximum.

Who is Byppay made for?

Byppay is made for anyone who pays invoices for their business. As a contractor, you don't need bank loans to pay your suppliers for the goods they’ve provided. Your client pays directly to your supplier. As a supplier, you get paid in less than 24 hours, avoiding legal disputes and destroying your relationships with clients and contractors.

How secure is Byppay?

The technology Byppay uses is the fastest way for both parties to get paid, and most importantly, Byppay is the most affordable and secure platform for paying invoices. Because your payments are safely held on the Blockchain thanks to the one-of-a-kind technology we have developed in Byppay, you can be guaranteed of the following:

1) Your funds will be kept secure;
2) Your funds will be received as soon as they are sent;
3) Your funds will always reach the intended recipient.

We are truly ecstatic to offer the most secure, fast, and convenient invoice payment solution on the market.

How fast can I pay my invoices with Byppay?

In less than 24 hours. The platform lets you send invoices with pre configuration instructions - you don’t need any special knowledge or training – Byppay makes it super-easy and super-fast for each party. Comparing to the most popular banks in Spain, Byppay operates at least 50% faster, your invoice will be paid in 1 day maximum.

What is factoring (pay/byppay)?

Factoring is a financial transaction in which a business sells its accounts receivable to a third party at a discount. In case of Byppay (we use it as a verb, to byppay), it means to split the cost of your invoice with your client. For example, you are a contractor, and don’t want to get a loan from a bank in order to pay your suppliers. You negotiate with your client to either pay 50% of your invoice - that’s byppaying, better known as factoring, or pay the full 100%.

I am a contractor, who does projects for clients and needs materials from suppliers. Why should I use Byppay?

We all know that banks are tiring, bureaucratic, take a super long time to process any kind of operation, and demand a high interest rate on loans. Byppay, on the other hand, doesn’t want you to go into debt – this solution simply arranges for your client to pay directly to your supplier. If you are the contractor - you don’t need to get loans from banks in order for your invoice to be paid. Your client is the one to pay your supplier, and you can focus your attention on your business – no need to worry about loans and funding.

I am a supplier of goods and/or services. Why should I use Byppay?

If you are the supplier - you don’t need to pursue your contractor to pay you for the work you’ve completed. Simply add them to the auto-generated WhatsApp chat, reach an agreement, and get paid in less than 24 hours.

I’m a business owner. Why should I use Byppay?

You will save time and money since Byppay has the lowest costs on the market (at least 71,4% more economic). Your contractor is happy to avoid loans, and pay or byppay his invoices And your supplier is paid in less than 24 hours after the funds are sent (at least 50% less in wait time).

How does Byppay work?

Byppay provides a user-friendly interface for both client and supplier to connect online, facilitates online payment between counterparties, and gives a simple and direct solution that sets it apart from the traditional invoice payment methods. In other words, you only need to make a few steps, whether you want to get paid on your invoice (you are the supplier) or get it paid by your client (you are the contractor):

1. Invite your client and supplier to the Byppay app;
2. Negotiate the deal and upload the invoice;
3. Your client pays directly to the supplier for the materials they’ve provided. The contractor can now focus fully on the business and save headaches worrying about funding.

Easy as that.

Is there a Byppay mobile app?

Currently, there is a webapp available. You can visit it at . The mobile app is in development.

Where can I find more explanatory materials?

More exampanatory materials can be found on our website, Linkedin, email newsletter, in the webapp itself, and our blog. Sign up on our website to learn more about Byppay. Make sure to follow our page on LinkedIn; and if you have any questions - don't hesitate to reach out to the Byppay team either through our email support or on LinkedIn. Make sure to visit our blog on this website. You can visit our webapp’s page directly from your web browser, and follow the step-by-step instructions on how to use the service.

Where can I get immediate support if I have questions?


Get to know the experience of those who already use our application

Meet Our Clients

They Believe In Us

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You can purchase BYTO in 3 steps

Open a Digital Wallet

BYTOs are digital assets and, as such, should be stored in wallets.

If you do not have one, you can create one at a wallet provider. The most popular is Metamask.

Sign up for the Whitelist

A whitelist is a list of preferred access to purchase tokens for a given project.

Byppay has its own whitelist, which you can join by including your email address and the identifier of your digital wallet, also called "public key".

Purchase your BYTOs

On April 10, the first BYTOs will be available for purchase.
You will be able to acquire them through OpenSea's marketplace, the largest marketplace for digital assets.

Every business needs finance.
We manage it quickly and securely.

Join the whitelist to be able to purchase BYTO in the pre-sale phase.